Advantages of wealth management over managing your own portfolio

If you are planning on investing your money so that you can work towards a financial goal, you could be forced with the task of choosing between wealth management and managing your own portfolio. Private portfolio management and wealth management do have many financial services that overlap but wealth management is often considered to be a broader service with some extra advantages to investors. Here are some of the top reasons to consider wealth management over managing your own portfolio:

Having someone to watch the markets for you: working with a wealth management professional means that you can have your mind putting ease with the process of watching the markets. If you are relatively new with investments, you should consider the idea of using a wealth manager so that you can carry on with your life working towards a financial goal without having to actively manage all of your portfolio.

Helping you with taxes: wealth management professionals can also work to help you with taxes. Wealth managers are often multidisciplinary professionals that can help you to manage your assets in such a way that you can retain more of your savings. Wealth managers can help you learn more about making charitable donations, when you should withdrawal some of your savings and more. Avoiding some of the heavy taxes and penalties that go along with investing privately with little experience can be very helpful to saving more money.

Finding ways to grow your money over time: a wealth management professional can look at your budget and determine areas where you could be saving more money or eliminating expenses. Financial planning has become a big part of wealth management and by finding areas where you could sacrifice and make regular contributions to your portfolio, you can generate ways to grow your portfolio over time without straining yourself financially.

These are just a few of the biggest advantages in working with wealth management professionals over managing your own portfolio. If you would be interested in working with a wealth manager you should consider checking out Esposito Wealth Management today.

How Rubber Playgrounds can Help to Keep Kids Safe

Rubber playgrounds by Softline Solutions are quickly coming into fashion and now more and more people are utilising them to keep kids safe. Rubber is quite possibly the best playground material out there and if you want to see some of the many benefits that it has to offer then you can find out everything you need to know below.

Shock Absorbency

Did you know that shock absorbency for rubber is its strongest advantage? If you were to have rubber 6” or more in depth then this will help to protect a child against a 9 foot fall. No other type of surface can protect your child like this.

Displacement

Another huge advantage of rubber is that it never compacts. It won’t blow away like wood mulch and it won’t need a lot of maintenance either. If you were to have wood mulch instead of a rubber surface, this will quickly suffer in high traffic areas and you may even need to have wear matts installed as well. This will make the whole thing much more expensive when in reality, all of this could actually be avoided.

All-Round Seasonal Use

Rubber doesn’t freeze at all and it can be used all year-round. The best thing is that it won’t really get slippery either, because rubber has a number of outstanding properties. If you were to have a child slip and fall, they wouldn’t have the nasty grazes that come with black-top and you can also provide them with a much higher level of protection throughout all of the different seasons as well so you know that you won’t have any problems at all there.

Of course, if you want to find out more about how rubber playgrounds can help you to keep your child safe then you can easily find out everything you need to know below.

Welcome

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Heartworks

This is my playground. I like to play… and I can be seriously creative as well and not only because I am German! ;) This gallery will show you more about my artistic side and creative potential.